What does that mean?

Well, if you begin today to save ten percent of your earnings, off the top, and never touch it, providing you’re not already over 40 years of age, you will be wealthy by the time you choose to retire. This is your fund for long-term financial accumulation and you never use it for any other reason except to assure your financial future. If you are over 40, you will need to put aside a greater amount, but if you do so, astronomical wealth building can still be your achievable goal.

The principal of paying yourself first comes from the classic book – “The Richest Man in Babylon” by George Classon. If you haven’t read this book, you really should put it at the top of your reading list.

Here’s a contemporary quote based on that exact same premise:

” Financial freedom comes to the person who saves ten percent or more of his income throughout his lifetime.

One of the smartest things that you can ever do for yourself is to develop the habit of saving part of your salary, every single paycheck. Individuals, families and even societies are stable and prosperous to the degree to which they have high savings rates. Savings today are what guarantee the security and the possibilities of tomorrow. ”

- The “Law of Saving” by Brian Tracy.

So what else can you do to assure your financial future, and put extra money in your pocket for your wealth building right now?

Here’s what Brian has to say:

Develop New Habits Regarding Money
The remarkable thing is that when you pay yourself first, and force yourself to live on the other ninety percent, you will soon become accustomed to it. You are a creature of habit. When you regularly put away ten percent of your earnings, you soon become comfortable living on the other ninety percent. Many people start by saving ten percent of their income and then graduate to saving fifteen percent, twenty percent, and even more. And their financial lives change dramatically as a result. So will yours.

Take Every Advantage
The second corollary of the Law of Saving says, “Take advantage of tax deferred savings and investment plans.” Because of high and even multiple tax rates, money that is saved or invested without being taxed accumulates at a rate of 30% to 40% faster than money that is subject to taxation. Self-made millionaires, according to Dr Thomas Stanley’s book The Millionaire Next Door, are almost obsessive about accumulating their funds in assets such as real estate, self owned businesses and equities that increase in value without triggering tax liabilities.

Invest in company pension and retirement plans, 401(k) plans, IRA’s, Keough Plans, Roth IRA’s, Education Investment Accounts, stock option programs and whatever else has been approved by the IRS for long term financial accumulation. Make every dollar count!

Action Exercises
Here are two things you can do to apply this law immediately:

First, begin today to put away ten percent of your earnings. Set up a special account for this purpose and treat your contributions to this account with the same respect that you do your rent or mortgage payments each month.

Second, become a lifelong student of money. Read the best books, take courses and subscribe to the most helpful magazines. Know what you are doing so you can always make intelligent decisions when you invest your funds.

How Can You Attract More Wealth and Abundance?
Yes, you can! – Here’s how …
We are now surrounded by more wealth than at any time in our history. The real question is how do YOU gain this abundance? Brian Tracy can show you how! Become a money magnet, immediately increase your income and learn wealth building secrets. Get the knowledge you need to make your financial future an outstanding one with The Unbreakable Laws of Money Package.

Click here to get yours today!

Here it is …

For Part 1 – click here.

What you should do before this exercise to create avalanches of abundance and prosperity is find a comfy chair and sit down with your feet flat on the floor, back straight and hands resting in your lap with palms facing up. Gently close your eyes and keep them closed. Before you get started just imagine that you are now surrounded by tiny, minute particles of abundance; that you are immersed in a sea of prosperity and you can reach out and touch it and bring it into your life whenever you desire (which you can!).

When you’re ready, take a long, slow, deep Abundance Breath in to the count of three, totally expanding and filling your lungs. Imagine all the while that you are breathing in those particles of prosperity and they are filling every fibre of your being. Feel that feeling of being flooded with abundance. Hold your breath for the count of nine and feel every atom, every cell in your entire body being plumped up with prosperity, filled with abundance, vibrating with riches. And then slowly, to the count of six, breathe out that Abundance to circulate throughout the Universe – really force all that air out.

Once again, take another long, slow, deep Abundance Breath in, and this time, see your body light up from the inside out, glowing with prosperity, sparkling with riches, dazzling with wealth. I like to imagine that my body is glowing from the inside out with that same golden glow that radiates from Scrooge McDuck’s millions, or the gold in Aladdin’s cave! Once again, hold for the count of nine, seeing that glow, feeling that glow, then on the out breath, once again breathe out the abundance to circulate throughout the Universe.

One last time, slowly breathe in a huge big Abundance Breath for the count of three, and while you hold that breath for the count of nine, imagine and feel what it’s like to be totally abundant, amazingly wealthy, to have achieved financial freedom and be rich beyond your wildest dreams. Feel how that feels; feel how light and free and good that feels. Expand that feeling; feel it flood through your body. Embrace that amazing feeling throughout your body, mind and spirit. And for the last time, slowly breathe that abundance and prosperity out to circulate throughout the Universe.

And when you’re ready, slowly open your eyes, feeling prosperous, feeling wealthy, feeling rich, rich, rich! As I said, this is a very easy, very powerful little trick you can do daily or many times, if you want to attract MORE into your life. It only takes a couple of minutes, but has amazing money-magnetizing powers. Once you get really good at your Abundance Breaths, you won’t even need to close your eyes – you will be able to feel those feelings, see your body glowing with prosperity and really feel you are beginning to attract money anytime, anywhere – what fun! Remember, the idea is to focus on what you DO want – and that’s a life filled with prosperity, abundance, riches, wealth and happiness!

ABOUT THE AUTHOR
Sandy Forster, Author of the International Bestseller How to Be Wildly Wealthy FAST, offers more exciting free resources, articles, tele-conferences, books and live events in the areas of prosperity, success and personal empowerment in her Wildly Wealthy program – click here!

How many times have you set a goal for yourself and not followed through with it? There are some simple steps to take to prevent this from happening again.

Most people know that setting goals is important when they want to achieve something. Unfortunately, not many people know how to effectively do this. How many people can you think of that set a New Year’s resolution with an attitude of giving it 110%, only to give up on their resolution less than two months later? Some people do not even make it that long. Why is that?

When setting a goal, make sure that you are realistic. You can pick a goal that is challenging, but do not pick one that is impossible. If you pick a goal that is impossible or nearly impossible, you are more likely to just give up on the goal.

Next, determine how long you have to reach the goal. Do you want to reach it within a month, six months, or a year or more? Give yourself enough time to reach the goal, but not so much time that you don’t have to “work at it.”

Once you have determined whether your goal is short or long-term, take the time to plan how you are going to reach your goal. List the steps that you can take to obtain the goal. Be as specific as you can. This is a very important step. If you do not plan out how you are going to achieve your goal, then you are setting yourself up for failure!

Another important factor in setting a goal is to list any problems that may come up that will prevent you from reaching it. This list should include ANYTHING that you think can stand in your way of reaching your goal. Include small things like your car breaking down, to illness, and big things, such as a death in the family. Remember, anything is possible. If you expect something may happen, then it won’t crush your chances of reaching your goal if it does.

Now you need to ask yourself what you would do to overcome each of the obstacles. By doing this you are “planning ahead,” and you will be in a better position to deal with any of these obstacles, should they arise.

Okay, by this point you have decided what your goal is. You have outlined the steps that you need to take to get there and you have figured out ways of dealing with any obstacles that come your way. Now all you have to do is start taking the steps one by one to complete your goal.

Planning all these things out prepares you mentally to achieve your goal. You will not be as likely to give up or just “forget” your goal. Read over your goal often. Add any new obstacles and solutions you come up with over time.

Seeing your goal in written format will motivate you to work harder to reach your goal. Planning your goal out in this way is the biggest part of accomplishing your goal. Congratulations, you are well on your way to achieving your goals!

Find out how you can set goals to become wildly wealthy – fast!

It’s been a while. …

I’ve just been soooo busy, what with keeping up with my HealthierDogs.com and HealthyHappyDogs.com sites, promoting my book, “The Path to Success” (well, okay, I only wroten one chapter of it, but who is counting?!), keeping up with my wonderful family, and so on.

But Brian has just contacted me to let me know he’s going to be giving my readers a discount on his products from now until 1 January 2009 – and what a great idea for holiday gifts for those you care about.

So just click on Brian’s link above, or go to LifeStyleHealthy.com/briantracy, and order some of Brian’s wonderful products for your family and friends these holidays.

Don’t forget to use the code to claim your discount:

Get $15 off orders over $70 with code: HOLI$15

And you can also use the following discount codes as well:
Get $5 off orders over $50 with code: AFF550

Get $25 off orders over $200 with code: AFF252

So what are Brian Tracy’s products all about?

Well, just click through to the site and find out.

Or review just a tiny few of his products right here …

Five Ways to Become A Millionaire
If you are really serious about becoming wealthy, you will want to know the five main ways that fortunes are made in this country. Number one, top of the list, top of the hit parade throughout the history of America, is self-owned businesses. It is entrepreneurship of all kinds, including in real estate. 74% of self-made millionaires in America, not only in this generation and in this century, but in the last century as well, come from self owned businesses.

How Wealthy People Start Out
The great majority of wealthy people started businesses and built them from the ground up. In the 19th century, fortunes were built by people like Andrew Carnegie, Jacob van Astor, Thomas Edison, Commodore Vanderbilt, J. P. Morgan and others. In the 20th century, especially in the last few years, businesses and fortunes alike have been built by people like Bill Gates, Steve Case, Larry Ellison, Ross Perot and Sam Walton. Each of these people started with nothing and built a business from scratch.

Become a Millionaire Where You Are
The second major source of self-made millionaires in America is senior executives. Ten percent of the self-made millionaires in America are men and women who have joined large corporations and worked with those corporations for many years. They rose to positions of seniority, were paid extremely well, given stock options, profit sharing and bonuses, and as a result of holding onto the money, they became millionaires.

Success Pays Big Rewards
Richard Eisner of Disney Corporation received a $126 million dollar bonus in a single year. Lee Iacoca of Chrysler Corporation was paid $26.7 million dollars as a bonus in a single year. It’s not hard to become a self-made millionaire when you are making that kind of money.

So just click on Brian’s link above, or go to LifeStyleHealthy.com/briantracy, and order some of Brian’s wonderful products for your family and friends these holidays.  Brian has not only authored the above books, and many others, he has systems for doing all sorts of successful things, like The Accelerated Learning Kit – containing 6 CDs of accelerated learning techniques.  How successful could you be after mastering those techniques?  And what a great gift for a college or high school student, your spouse perhaps, your brother, sister, or go on … get one for yourself!

The answer is that those people focus more on prosperity than they do on lack.

That’s how simple it is!

Well, it sounds simple, and the concept certainly is. The trick is on HOW to focus your attention on prosperity, because the subconscious mnd often works against us in this.

Here’s part 1 of an introductory article to Sandy Forster’s Wildly Wealthy program (a program that provides specific information and tools for figuring out how to tap in to that sometimes elusive prosperity consciousness!

Abundance, Wealth, Prosperity, Financial Freedom – we all crave it, not just for what the money will do, but for the choices it will give us, for the fun we can create with it, for the life we can live with it. Why is it that some people seem to attract money and riches so easily, and others live their entire lives struggling to make ends meet?

Why does it often seem that the rich just get richer and the poor just get poorer? Well guess what – it’s not about how MUCH money you make, but how you THINK about money and what you DO with that money that will make all the difference between whether you will live a life of Prosperity or one of continual money challenges. But no matter what your situation – it CAN be changed. If you desire MORE Abundance in your life – then read on!

Living the life of your dreams instead of just dreaming about it is all about creating a Millionaire Mindset. And that’s my specialty! I have been a Prosperity Mentor for over 4 years with clients from all over the world. I love to share different strategies, skills, exercises and ideas on how to keep your mind focused on raising the levels of Wealth in your life. Because the more you focus on something, the FASTER you will attract it into your life.

Take a moment to think about where your focus or predominant mental attitude is. And if it’s more on your bills, debts and lack of money, then you MUST begin to focus on wealth, riches and prosperity – or you will never be able to attract it into your life. A surprisingly simple but amazingly powerful exercise to attract prosperity to you takes less than a minute a day, and if you do this daily, you’ll be amazed at what you begin to attract into your life. This exercise is called Abundance Breaths and basically all you need to do is breathe. Well, actually, it’s a little more than that…

As already stated, you become what you focus on. Too often, it can be challenging to know exactly what you do want. You get caught up in trying to make up your mind – “Do I want this or that? What if I get that and I really would have preferred this?” “I thought I wanted this, but now I think I want that”.

Sometimes it’s easier if you can just focus on the feeling of abundance, rather than the specifics of what that abundance will be. It is the feeling that has the attraction power anyway. You can get specific when all the money comes in!

ABOUT THE AUTHOR
Sandy Forster, Author of the International Bestseller How to Be Wildly Wealthy FAST, offers more exciting free resources, articles, tele-conferences, books and live events in the areas of prosperity, success and personal empowerment in her Wildly Wealthy program – click here!.

Part 2 of Sandy’s article goes into how to do those “Abundance Breaths” she talks about; on how to start focusing effectively on what you want! I’ll be posting it shortly, so stay tuned.